Consultation Preparation Checklist
Deciding the right mortgage for your needs requires your help.
We can promptly and definitively respond to your needs only when these documents are reviewed as part of your consultation. Use this form as a checklist. Bring the checklist and documents appropriate to you to your consultation with
Cherry Creek Mortgage Company
- Consecutive paycheck stubs covering the last 30 days (five if paid weekly, three if paid every two weeks, two if paid twice a month, one if paid monthly).
- W2 forms and complete copies of 1040 personal Federal Income Tax Returns with all schedules for the last two years.
- If you own a business: Copies of corporate, partnership or S-Corporation Federal Income Tax Returns with all schedules and K-1s for the last two years.
- Complete statements (all pages) for the last three months for all checking, savings, CD, money market, stocks, bonds, IRAs, 401Ks or other bank and investment accounts. Bring your passbook to be copied.
- Sales contract and/or listing agreement on house you are purchasing.
- If applicable: Names, addresses and telephone numbers of your landlords for each residence you rented over the last two years.
- If applicable: Complete copies of divorce decrees and associated amendments to support alimony and child support payments.
- If applicable: Complete bankruptcy papers, including filings, discharge papers and list of creditors.
- For recent graduates (in last two years): Copies of transcripts or diploma showing the date of graduation.
- VA buyers: DD-214 and Certificate of Eligibility
If you own a home currently, also include:
- Most recent mortgage statement for all current, open mortgages.
- Mortgage & Note from closing for all current, open mortgages.
- Current plat of survey.
- Current homeowner’s insurance declarations page, including insurance agent’s name and phone number.
- Most recent real estate tax bill.